Freebirds Publishing Fri, 20 May 2022 21:05:42 +0000 en-US hourly 1 Freebirds Publishing 32 32 NBA basketball legend James Harden talks about Vanguart’s Black Hole watches and tourbillon Fri, 20 May 2022 21:05:42 +0000

One of the most innovative watches I have had the pleasure of handling over the past two years is the Vanguart Black Hole Tourbillon. It features a flying whirlwind acting as a black hole with surrounding time disks forming a “vortex”. Additionally, a “joystick” controls the time setting, winding and functionality, which includes a countdown timer, instead of the usual crown.

Different from any other luxury timepiece currently on the market, it also has true horological pedigree in the form of Axel Leuenberger as one of the company’s four co-founders. Leuenberger’s previous experience includes assisting Giulio Papi in R&D at Audemars Piguet Renaud et Papi (APRP), where he worked on product development for Richard Mille, HYT and Chanel, among others.

Jérémy Freléchox, CTO, was a designer of mechanical movements at APRP for 15 years and before that at Girard-Perregaux for 6 years. He masters the most complicated elements of horology, including minute repeaters, tourbillons and perpetual calendars. And the idea for the black hole was born with creative director Thierry Fischer in 2011, long before Vanguart’s idea was on the table. Fischer is a watch designer and CGI specialist.

Vanguart President and Co-Founder Mehmet Korutürk and James Harden (right) wearing a Vanguart Black Hole Tourbillon (photo courtesy of Kenneth Wynn)

Joining these three Swiss watch industry insiders is Mehmet Korutürk, co-founder and chairman of Vanguart SA. And then there’s the backing of ultra-famous basketball legend James Harden as a shareholder in addition to being a brand ambassador. Korutürk explains how this happened.

“I met James Lorenzo McCloud’s manager in Palo Alto at Sacramento Kings owner Vivek Ranadive’s Christmas party. He was very interested in our project when I told him I was launching a new fine watch brand. in Switzerland. I knew that James was a seasoned watch collector and I was surprised that one of the most elite athletes in the world didn’t have a collaboration with an existing brand. My partner and co-founder Axel Leuenberger and I met James and Lorenzo in Houston a few months later, just before the playoffs, and we talked at length about joining forces. James — the NBA’s most valuable player that year — became one of our very first investors at a time when we only had first model computer designs. We couldn’t find a better person than him to relaunch Vanguart: he’s not only one of the best players in to us the times, but also by far the most stylish and best-dressed name in the NBA. We’ll be launching our first collaboration in his honor during his birthday weekend this summer in Texas.

Vanguard Black Hole Tourbillon Wrist

For more information on this watch, its technical details and its genesis, see Vanguart Black Hole Tourbillon: With a flying tourbillon orbited by “Vortex” display discs and joystick control time.

James Harden, Vanguard and watches

Harden is currently one of the most visible talents in the NBA, not only for his skill and success in the sport, but also for his style choices. Interestingly, he only started getting into watches when he entered the NBA, after borrowing a watch for the draft, “and from there it was something that I knew I wanted to have,” he told me in an exclusive email interview.

James Harden wearing a Vanguart Black Hole Tourbillon (photo courtesy of Kenneth Wynn)

A Casio G-Shock was his very first watch. “These were there when I got drafted into the NBA, so I got a couple of them in my rookie year,” he explained, with the rookie year being the one in which he started collecting watches. “I like hard-to-get, exclusive watches that have a strong sense of identity,” Harden continued before adding that he’s looking for quality over quantity.

“Richard Mille is what I’ve been wearing lately,” he told me in response to the question about what types of complications he prefers. “They have a lot of styles and all of them have appreciation value. As an athlete I love the chronograph function to time performance and as a perfectionist a tourbillon is always a great addition for ultimate precision. Vanguard’s Black Hole has a unique countdown complication, which I find extremely interesting.

The Vanguard Black Hole Tourbillon Caliber T-1701 non-cased front and back

Harden told me that he always wanted to partner with a watch brand. “Vanguart gave me the autonomy to create, which made it a no-brainer. I have so many ideas, and since everything is designed in-house, I have full creative input,” he said. he explained, “Independent brands are increasingly establishing themselves in the world of luxury watchmaking. The team had been behind some of the most intricate and acclaimed timepieces of the past decade for some of my favorite brands. When they showed me their project, we immediately clicked. They have a unique vision and bring a new style to the world of watchmaking.

Vanguard Black Hole Tourbillon

And of course, this unique high-end watch goes perfectly with Harden’s personal style. “The watch is a real eye-catcher in a room, the display is so eye-catching. And since I really like my style, the interchangeable strap mechanism makes it easy for me to match my watch to my outfit.

For more information, please visit

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15 style releases and new watches we’re obsessed with this week Fri, 20 May 2022 08:45:00 +0000


For more on the latest and greatest product releases, check out our full collection of the best new gear.

Green has been a trend in watches for quite some time, and this week’s releases show it’s still going strong. And if the verdant dials of IWC, Panerai, Jaeger-LeCoultre and others appeal to you, you’ll easily find them paired with a wool zip-up fleece jacket from Drake’s and a pair of suede trainers from New Balance. We even have the matching NATO watch strap. It’s not all green, though, and you won’t want to miss white paint-speckled black jeans from Ronning, a luminous diver’s watch from Yema and more below.

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IWC Pilot’s Watch Chronograph 41 Edition “Mercedes-AMG Petronas Formula One Team”

It has a mouthful of a name, but it’s a very cool version of the brand’s driver’s chronograph made for its F1 partner. The colors are a nod to the team, but it doesn’t hurt that the mint greens seem to reference a certain viral Patek x Tiffany watch.

Price: $7,850


Ronning’s latest collection, Paint Supplies, features several workwear-inspired designs. Among them is this pair of paint-splattered pants, which they call Carpenter Jeans. They are solid black with white dots.

Price: $145


Delma Cayman Bronze Watch

Lesser-known Swiss watchmaker Delma has introduced a bronze version of its diver’s watch available in four dial colors.

Price: $1,390-$1,650


Drake’s Boucle Wool Zip Fleece Jacket

Part of Drake’s new Upstate New York collection, which is full of gorpy jackets and packable bags, this zip-up fleece jacket in bouclé wool features a contrast pocket, colored sleeves, ecru bottom and bright white zippers. It’s more expensive than a Patagonia fleece, sure, but it’s made from 100% wool – no microplastics!

Price: $575


Panerai Quaranta Verde Military Watch PAM1304

An e-commerce exclusive, a new version of Panerai’s portable-size (40mm) Quaranta watch is now available in a military green – although that sounds better in Italian, of course, as “Verde Militare”.

Price: $7,100


Bricks & Wood K-Swiss Classic VN

“If you’re from California, you know the importance of a pair of all-white K-Swiss. It was and still is considered our version of the Air Force 1,” said Kacey Lynch, founder of Bricks & Wood. He reinterpreted the Classic VN to his liking – Bricks & Wood branding on the sole included.

Price: TBD (release 05/20)


Yema Superman Maxi Dial Full Lume Watch

Yema’s latest version of its famous Superman diver might look like a white-dial watch – but turn off the lights and you’ll see the entire dial glow luminescent blue.

Price: $990


Manresa Ram Island Shorts

Manresa is back with another collection. It’s exactly what we expect: prep mixed with GORP mixed with streetwear. But even that description doesn’t do the post justice. Look at the Ram Island Shorts, for example, a linen bottom with a button front pocket.

Price: TBD (release 05/20)


Unimatic x Automobili Amos Modello Quattro watch

Teaming up with fellow Italian brand Automobili Amos and borrowing the color of its AA Delta Futurista car, Unimatic’s latest collaborative watch sold out pretty quickly – as usual. Less expected, it also has a thinner case than the brand’s previous U4 watches and a Seiko quartz movement.

Price: ~$549 (sold out)


TAG Heuer Formula 1 Indy 500 limited edition watch

Official timekeeper of the Indianapolis 500, TAG Heuer has introduced a limited edition of its Formul 1 quartz chronograph watch for this year’s race.

Price: $2,400


Four new colorways of New Balance’s popular 2002R sneakers appeared on J.Crew this week. They’re sold out pretty much everywhere else, and even these are out of stock. The date of receipt depends on your size, but most pairs should arrive in September.

Price: $140


Jaeger-LeCoultre Polaris Date watch

Jaeger-LeCoultre’s super compressor style diver’s watch based on a 1968 alarm clock now comes with a dark green gradient dial.

Price: $9,200


Native Sons x Sleepers Speed ​​Shop Mckowski

Japanese eyewear brand Native Sons and California-based customizer Porsche Sleepers Speed ​​Shop have collaborated on a pair of frames called Mckowski. They feature a glossy, honey black frame
turtle temples and pink colored lens. Plus, they’ll arrive in a fiberglass case that pays homage to Porsches of the 60s and 70s.

Price: TBD (Released 5/20 11:00 AM PST)


Grand Seiko Elegance “Oruri” SBGW279 watch

Grand Seiko wants to tell you all about the blue bird this watch is named after, but you don’t need all that to see another very fine watch from the brand with a great looking dial and an excellent hand-wound movement at inside.

Price: $4,600


B&R Bands “Heavy Duty” Nylon Military Watch Straps

One of our go-to strap makers has introduced a new NATO-style strap, this one with a cool ribbed texture for your watch-wearing pleasure.

Price: $25


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British Columbia eyes California subpoena plastic industry over waste and alleged deception – Summerland Review Thu, 19 May 2022 17:15:00 +0000

As waves crashed along the shoreline behind him, California’s attorney general announced in April that he had subpoenaed ExxonMobil, alleging the company helped cause a global plastic pollution crisis while intentionally misleading the public. public for decades.

The oil company has engaged in “historic and ongoing efforts to mislead the public,” Attorney General Rob Bonta said.

While ExxonMobil has denied the allegations, California said the company has pushed petroleum-based plastic products while seeking to downplay public understanding of how widespread use could harm the environment and people. public health.

“The truth is that the vast majority of plastic products – by design – can never be recycled,” Bonta said.

B.C.’s Ministry of Environment did not respond to Black Press Media’s question about whether the province will follow California’s lead, but a spokesperson said it will continue to monitor state actions. The ministry’s response also included a list of provincial actions taken to address plastic pollution, with several touting British Columbia’s recycling systems.

But that’s exactly where the problem lies, according to a University of Victoria legal expert who says plastic producers have pushed the concept of recycling so they can create and sell more products.

“It’s been an excuse for the plastics industry to produce more and more plastic, more and more plastic waste,” said Calvin Sandborn, legal director of the Environmental Law Center.

He’s no stranger to the industry using deceptive tactics, as his UVic team helped arrest Keurig for false claims the company was making about its coffee pods being recyclable. Their co-complaint to Canada’s Competition Bureau resulted in Keurig paying a $3 million fine, amending its recyclable claims, and issuing a series of public corrections.

He also points to an NPR and PBS investigation that found oil and plastics companies knew in the 1970s that recycling wouldn’t work on a large scale, but that the concept would allay growing public concerns about plastic waste. This report also cites internal documents showing that these companies lobbied the majority of US states to require the recyclable triangle logo to appear on all plastic items – even if they could not be treated.

It’s that kind of misleading advertising that California is targeting, and Sandborn said Canadian officials need to seriously consider it.

“If the same thing has happened here, and I suspect it has, then the BC Attorney General should consider potentially prosecuting the cost to the government of running a suite of programs for recycling that may have been triggered by misleading claims from the plastics industry. »

It would not be unprecedented for British Columbia to take legal action over fees it had to pay as a result of a company’s proceeds, as Sandborn noted how the province has gone after the industry of tobacco. In 1998, British Columbia sued to recover tobacco-related health care costs stemming in part from the industry’s “misleading promotion of their product”.

Recycle BC’s most recent annual report indicates that among its collectibles, plastics are people’s number one concern. In 2020, 52% of the 63,000 tons of plastic produced were recovered, compared to 46% the previous year.

Recycling should be the last resort after reducing and reusing plastics, Sandborn said. But the industry has said the way forward is better recycling through the expansion of British Columbia’s Extended Producer Responsibility (EPR) model nationwide.

“Plastics are key to achieving our sustainability goals,” Elena Mantagaris, vice president of the plastics division of the Chemistry Industry Association of Canada, told Black Press Media. She explained how plastics are needed to make cars more efficient or electric, as well as their uses in renewable energy infrastructure.

The costs falling on city governments with limited budgets have led to underfunding of recycling systems for decades, Mantagaris said. Recycling is necessary to achieve a circular economy, she said, adding that the economy loses about $8 billion a year by burying plastics.

Establishing extended producer responsibility programs across Canada would provide a consistent feedstock that would make scaling up recycling more economical, Mantagaris said. That and investing in new sorting facilities and advanced recycling technology — sites that process flexible, multi-layered plastics and new polymer blends — would create economic opportunities and keep items out of the environment, he said. she stated.

But modeled on how a federally commissioned meeting with top plastics executives unfolded, Sandborn’s experiences would call into question the industry’s sincerity in promoting recycling.

“Every time we’ve raised the issue of plastic waste, the response from industry has been ‘Oh, recycling will take care of that.’ a container, it was pushed back.

“Everything gets put back into recycling and then when you’re actually talking about doing something serious to make recycling work, then (the industry) says the public wouldn’t allow it,” he said. “My response was that the public would want us to take care of plastic waste and would probably accept the rules that would make that possible.”

Mantagaris said blaming industry for plastic waste and recycling shortcomings is patently unfair because it has never had control of the recycling system.

But the head of Greenpeace Canada’s oceans and plastics campaign said oil and plastics companies have never been held accountable for the impacts of their products – while using recycling to minimize health and environmental concerns.

That’s why Sarah King was encouraged to see the California subpoena. She said governments, oil companies and plastic manufacturers all play a role in phasing out reliance on non-essential plastics and fossil fuel-based products. King also wants the province to impose a strict ban on “problematic, unnecessary and polluting plastics.”

“We often think of the plastic pollution crisis as a problem there because the impacts aren’t as visible, but it’s dire in our oceans,” King said. “This is happening all along our coasts and across Canada, and at this point the number of species affected is quite alarming.”

British Columbia is engaging the public in its plan to boost reuse and recycling, as well as potentially ban specific products. King said the plan must focus on reducing plastic production and prioritizing reuse instead of advancing recycling.

The Department for the Environment had no further comment when asked about Sandborn, saying the industry was using recycling to trick consumers into thinking it would offset the increased use of plastic. Follow us on instagram.
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16 best men’s watches 2022: Rolex, Apple, Casio and MORE to gift this Father’s Day Wed, 18 May 2022 13:10:40 +0000

Maisie Bovingdon

For the majority Men a watch may be the only accessory they wear, whether you have an extensive watch collection or rely on a staple, it’s an investment worth every penny. It’s no wonder they make great gifts, especially for Fathers Day.

MORE: 25 Unique Father’s Day Gift Ideas Your Dad Will Love

While some may prefer an affordable design for everyday wear, others may want to embark on a designer purchase to stand the test of time. Digital watches are still popular, others may opt for a classic analog. The design of the watch is key, right down to the strap, with durable metal or leather straps that make their own subtle style statements.

RELATED: 15+ Best Watch Brands For Women: From Super Affordable To A-list Luxury

Casio, Larsson and Jennings and Swatch are some of the more affordable popular brands for men’s watches, but for those looking for a little more luxury, Apple, Omega, Tag Heuer and Rolex are the creme de la creme.

We’ve scoured high and low to find you the best men’s watches to buy for every style and budget.

Casual Watches

Fossil Grant Men’s Watch


FOSSIL Grant Leather Analogue Quartz Watch, £119, M&S


Emporio Armani men’s watch


EMPORIO ARMANI men’s wristwatch with date and stainless steel strap, £179, Goldsmiths


Casio Vintage watch for men


CASIO Vintage Yellow Gold Men’s Digital Watch, Was £59.99 Now £39.99, H. Samuel


Swatch watch for men


Black and Yellow Silicone SWATCH Quartz Watch, £66, Amazon


Boss Peak Men’s Watch


BOSS Peak gray ion-plated men’s wristwatch, £399, Ernest Jones


Tissot Seastar Chrono watch for men

Tissot watch

TISSOT Seastar Chrono watch, £470, Selfridges


Seiko Presage Men’s Watch

Seiko watch

SEIKO Men’s Presage Automatic Date Wristwatch, £349, John Lewis


fitness watches

Apple Watch Series 7 for Men


APPLE Watch Series 7 (GPS + Cellular, 45mm) with Midnight Sport Band, £499, Amazon


Samsung Galaxy Watch 4 for men


SAMSUNG Galaxy Watch 4 classic, £369, John Lewis


Luxury watches

Omega Seamaster men’s watch


OMEGA Seamaster AquaTerra Automatic Chronometer men’s watch, £4,910, Beaverbooks


Tag Heur Carrera Caliber men’s watch


TAG HEUER Carrera Caliber 16 43mm men’s watch, £3,150 (was £4,050), Goldsmiths


Breitling Navitimer watch for men

Breetling watch

BREITLING Navitimer Stainless Steel Automatic Watch, £4,050, Goldsmiths


Rolex Submariner watch for men


ROLEX Submariner watch, £7,150, Rolex


Gucci cushion watch for men


GUCCI Cushion watch in stainless steel, £850, Selfridges


Bvlgari Bvlgari watch for men


BVLGARI BVLGARI watch, £4,130, Bvlgari


Tudor watch for men

Tudor watch

TUDOR watch, £1,540, Goldsmiths


The HELLO! is editorial and independently chosen – we only feature articles that our editors like and approve of. HELLO! may receive a share of sales or other compensation from the links on this page. To find out more visit our FAQs.

YouTubers teach Rolex how to talk about watches Sat, 14 May 2022 05:13:04 +0000

(Bloomberg) — In the white-gloved world of Swiss luxury watchmaking, a floppy-haired Brit armed with a camera, a light kit and a best mate charm is rewriting the rules of how to peddle Rolex and Omega watches.

A former corporate trainer, Adrian Barker transformed his local YouTube channel into a luxury wristwatch empire in the space of a few years. A video of Barker titled “I bought a Rolex Submariner on eBay!” has over 700,000 views. Another, asking “Why is HUBLOT the most hated luxury watch brand?”, has been viewed over a million times in just eight months.

Like fans of other high-end kits favored by middle-aged men — think espresso machines, racing bikes, or bespoke tailoring — watch enthusiasts can seem tough and stuffy. Barker, on the other hand, seems just as comfortable discussing his first – “absolutely filthy” – watches as he adores his current Rolex Explorer II, which sells for around $9,000. It’s all delivered in a fast-paced narrative that’s both disarming and dissecting.

The platform earns the 36-year-old what it calls a ‘healthy salary’ in the six figures, although Barker insists the watches aren’t just for people with silly money to spend.

His YouTube videos drive traffic to his website, Bark and Jack, where, combined with separate endorsement deals, he earns just as much revenue by again selling watch straps, storage cases and coffee mugs emblazoned with its logo.

“I was just having fun,” said Barker, who quit his human resources job at a tech company in London to focus on his channel full-time. “I love making videos and I love talking about watches. It wasn’t more complicated than that. »

While Swiss industry giant Rolex remains on the sidelines, other luxury watchmakers used to having near-total control over their marketing and messaging are taking notice. Rolex’s sister brand Tudor is now lending Barker watches for review, and others have embraced the rise of a new generation of online video influencers.

Vacheron Constantin, part of the fine watchmaking triumvirate that also includes Audemars Piguet and Patek Philippe, lent Barker a £26,600 ($33,411) Dual Time Overseas watch last year for review. Barker strapped the watch to his wrist and climbed a mountain in Scotland, for a video that has been viewed over 150,000 times.

Amid all the hype, Barker tries to maintain some independence. Watchmakers have sent him watches to review while asking him to sign contracts that say he won’t name rival brands or comment negatively on the watch without approval. When this happens, he said he sends the watch back, unrevised.

Its largest audience is between the ages of 25 and 35, according to its own analytics data. Barker said watch brands interested in appealing to a younger, more ambitious consumer are more likely to work with him.

Zenith, founded in 1860 and now part of the LVMH empire, embraces the trend. Working with Watch YouTubers is much cheaper than traditional advertising and better targeted, said chief executive Julien Tornare.

“It’s literally part of the landscape and we’re working with them more and more,” Tornare said.

YouTube Watch vloggers scattered across the world, from Australia to Europe to the United States, are using their macro video lenses to propel a resurgence of interest in luxury watches that has driven prices up . Besides Barker, there’s Teddy Baldassarre, a 28-year-old from Cleveland, Ohio, who releases about six videos a week to his more than 500,000 YouTube subscribers.

Baldassarre now employs 12 people and sells watches on his e-commerce site, where annual revenue is “quickly approaching eight figures,” he said in an interview.

Barker’s take is that despite all the complications surrounding watches and their movements, simplicity is what attracts viewers. He’s not fancy, he just likes expensive watches, especially sturdy tool watches like his own Rolex Explorer. Think of an equivalent of celebrity chef Jamie Oliver, but instead of well-prepared, easy-to-reproduce dishes, Barker exhibits the virtues of the Hamilton Khaki Field Mechanical or Grand Seiko’s quartz GMT.

There have long been publications devoted to all things luxury watches. Online outlets such as Hodinkee, WatchPro and A Blog to Watch have been popular, respected and influential columnists in the industry for years.

Barker’s twist was to put video first. It pays off big because the very nature of luxury watches lends itself to high video production, giving consumers feel and meaning for the product in a way that no print or online item can replicate.

YouTube videos “definitely changed the landscape in terms of where people get their information,” said Mercedes Abramo, general manager for North America at Cartier, the maker of Tank and Santos watches. “We see it as a positive because it’s an additional channel to learn about and teach consumers about great watches.”

Barker is now considering a social media consulting firm to help age-old watch brands understand the secrets of video. Some companies approached him with an outright takeover offer for the site, although he politely declined.

“They clearly don’t understand YouTube and want me on their team,” Barker said.

©2022 Bloomberg LP

SkySpecs monitors wind turbines from above and lands $80 million led by Goldman Sachs – TechCrunch Fri, 13 May 2022 01:12:50 +0000

As wind power gains traction in the United States, SkySpecs is using drones and AI to spot future equipment failures before they shut down those giant turbine blades.

The company, which works with wind farms to monitor the health of turbine blades from above, has locked in a new $80 million Series D round led by Goldman Sachs to expand its ‘geographic footprint’ and software tools .

SkySpecs builds its hardware and software in-house and already claims to monitor the health of nearly half of all turbine blades in North America (for reference, there are 71,666 turbines in the US alone). Since its launch in 2012, the company says its drones have inspected more than 300,000 blades in dozens of countries. SkySpecs’ broader goal is “to help displace fossil fuel production” by making renewable energy more efficient, according to a company statement.

SkySpecs is one of many drone companies to focus on critical infrastructure monitoring. Others include Nearthlab, which also specializes in wind farm monitoring, as well as generalist companies like skyqraft, perception and FPV robotics.

Besides Goldman, new round investors include energy company NextEra, Düsseldorf-based VC Statkraft Ventures and Postmates backer Huron River Ventures. Although Goldman aims to funnel up to $150 billion into climate technology, the financial giant also continues to back fossil fuel expansion.

Personalized Watches: What You Need to Know Before Personalizing Your Luxury Timepiece Thu, 12 May 2022 22:50:00 +0000

Made-to-order is the pinnacle of luxury, and it’s no different when it comes to watchmaking. Limited editions may be desirable, but there’s nothing quite like owning a watch that’s truly one of a kind and carries its own specific ideas in terms of design, is there?

Sure, high-level customization has been around for a while in the luxury watch scene, but it’s pretty much the preserve of customers who are high-profile VIPs. Until not too long ago, that is, with the arrival of independent boutiques specializing in giving timepieces the aesthetic modifications that their owners wanted to see.

We areIt’s not just about choosing a dial treatment and watch strap in your favorite color – these specialists can even go so far as to change the dial, skeletonize a watch so the movement is visible, engrave the entire strap or set the case with all the jewelry you want on it, provided you’re willing to spend on the service.

The creative possibilities are amazing and range from subtle to flashy and bold, matched with a high quality finish. Unsurprisingly, such personalized efforts have ruffled quite a few feathers in the still largely traditional watch industry and raised the eyebrows of watch purists. However, nothing prevents them from being noticed, both by watch collectors and by the major players in the trade.

It’s time to rethink debt consolidation Thu, 12 May 2022 09:01:54 +0000

“Consolidating debt in this way can be a vital lifeline for borrowers, reducing their monthly interest payments and giving them greater control over their monthly finances.”

To fight against this inflation, the Bank of England used its main tool: interest rates. The latest increase in the prime bank rate from 0.75% to 1% means rates are now at their highest level since 2009.

Each item that becomes more expensive puts additional pressure on the pockets of strained consumers. This is taking place against a backdrop where many are already feeling the pressure as we emerge from the economic devastation of the Covid pandemic.

Research from Pepper Money’s latest Adverse Credit Study found that 81% of people with adverse credit said a £100 increase in their bills would have a significant impact on their finances.

On top of that, almost a third (32%) of people with bad credit said they had increased their level of debt over the past 12 months and, with the rising cost of borrowing, the cost of service of this debt will only increase. upper.

Unfortunately, there is not much people can do about the cost of essentials, while there are steps they can take when it comes to managing their monthly debt servicing expenses, which is likely to become more expensive due to recent interest rate hikes. .

One way to do this is to pay down unsecured debt and revolving credit by increasing secured borrowing, either through a mortgage, new advance, or second mortgage.

There are always considerations for converting unsecured debt to secured debt and potentially increasing the length of time the debt is repaid. But under the right circumstances, consolidating debt in this way can be a vital lifeline for borrowers, lowering their monthly interest payments and giving them greater control over their monthly finances.

Consolidating revolving credit in this way not only allows customers to reduce their monthly expenses, but can also give them a realistic path to debt relief, as the balance will eventually be paid off if all payments are made.

For clients who choose to consolidate their debt, how they do so will depend on their own circumstances and needs. When speed and flexibility are important considerations, a second mortgage can be a good option, with approvals available within 24 hours and loans up to 80% LTV.

There are so many potential benefits of debt consolidation for so many people, especially in today’s economic environment, yet the concept of debt consolidation remains shrouded in negativity, seen as a desperate measure taken by desperate people.

I firmly believe that this is an erroneous and very damaging misconception. In fact, rather than being a desperate step, I think consolidating debt in this way can be a very smart and proactive move to take control of spending and pay off outstanding balances. After all, reducing the cost of borrowing is a smart financial decision, and reducing monthly expenses to improve cash flow can have a very positive impact on the lifestyle of many families.

So, I think it’s time to rethink debt consolidation. Maybe we should even rename it, something like “proactive debt management”. Whatever we call it, however, there is no doubt that brokers have a great opportunity to make a big difference in the lives of their clients right now. Consolidating existing debt could help so many people cope with the rising cost of living. It’s time to make them aware of their options.

More Wear OS watches come from Fossil, Montblanc and Samsung Wed, 11 May 2022 18:48:51 +0000

After releasing a new version of Wear OS in conjunction with Samsung’s latest I/O, Google is back with more updates. At this year’s I/O Developer Conference, the company teased features coming to Android 13 and a new Google Wallet, as well as Emergency SOS coming to Wear OS. Google also shared that there are now three times as many Wear OS devices this year as there were last year, and new devices from Samsung, Montblanc, Mobvoi and Fossil are coming.

Google didn’t provide many details about these devices, although it later said other third-party apps were also coming to Wear OS, including SoundCloud and Deezer. Samsung posted a blog post sharing that Galaxy Watch 4 owners will soon be able to download the Google Assistant for “faster and more natural voice interactions, enabling quick responses and on-the-go assistance.”

The Galaxy Watch 4 will also get Spotify voice control through the Assistant, allowing them to change songs using their voice. Samsung has promised that more Google apps and services will be optimized for Galaxy Watches later this year.

Google also unveiled the Pixel Watch, which, unsurprisingly, will run the new Wear OS. It will also feature deep integration with Fitbit for better activity tracking, though further details on the device are scarce as the company prepares to launch it in the fall.

Follow all the news from Google I/O 2022 here!

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Vida increases both maximum LTV for debt consolidation and loan size Wed, 11 May 2022 11:35:19 +0000

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Terms and conditions:

  1. Delegate places are free, subject to approval by the organizers based on employment criteria
  2. Registered delegates have access to seminars where available. An identification badge will be given to you, which must be presented on request.
  3. Once you have registered and your application has been accepted, you are expected to attend. If you cannot attend afterwards, please ensure that your notice of cancellation is sent at least three weeks before the date of the event.
  4. All cancellations must be received in writing. You will receive confirmation of your cancellation. Suitably qualified substitutes may be sent if you cannot attend; however, the organizers must approve them before the event takes place.
  5. In case of impediment, a substitute delegate is always welcome, subject to confirmation by the organizers and after receipt of the change in writing.
  6. AE3 Media reserves the right to modify the program, the speakers, the dates or the place at any time, without notice. If for any reason the venue or speakers change, or the event is canceled due to an act of terrorism, extreme weather, disease control, industrial action, act of God or any eventuality beyond the control of AE3 Media, we will endeavor to reschedule; but Customer hereby indemnifies AE3 Media and releases AE3 Media from and against all costs, damages and expenses, including legal fees, incurred by Customer.
  7. AE3 Media shall not be liable for any damages, losses, injuries, accidents, inconveniences, delays or irregularities, which occur due to any act or default committed by any person or company.
  8. UK law will apply to any claim against AE3 Media and all proceedings will be within the exclusive domain of the UK courts.
  9. The signature of the delegate/visitor or his duly authorized agent on the registration form will signify the acceptance by the delegate/visitor of the above conditions and this will bind both parties to this contract.